🥳 Good news! Under 30s now pay R50/month for a Protea subscription. See pricing page.
advice, the fynbos way
Clear, flexible, and completely transparent - build your wealth with confidence.
Advice when you need it
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No ongoing fees
No long-term commitments. Engage when life happens, on your terms - and pay only for what you use.
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Unbiased advice
No platform kickbacks, no sales commissions, aligned incentives. The advice you get serves your goals.
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Zero complex jargon
Plain language, no legalese, no confusing definitions. You'll understand every recommendation before you act on it.
Three ways we support you
Pick the path that fits the question - any switch any time.
Quick advice
Coaching
Holistic advice
WhatsApp questions, answered.
Free for Protea subscribers.
For specific questions about the appropriate products and funds for your goal.
Send your question
No appointment needed. An advisor will reach out via WhatsApp.
Get a written recommendation
An adviser will support you to make the right choice.
Receive your ROA
You’ll get a formal Record of Advice (ROA) you can keep.
Implement when ready
You’ll be in a position to implement confidently on the Fynbos platform - feel free to reach out if you have more general questions.
We built Fynbos advice differently
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Cost
The Fynbos way
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Flat fees - never a percentage of your assets
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Free with Protea for quick advice.
The traditional way
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A percentage of AUM, whether you engage or not
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Choice
The Fynbos way
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Once off - engage only when you need to
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Pick the path that fits - quick, coaching, or holistic
The traditional way
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One bundled, ongoing service - advisor-led and hard to unwind
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Control
The Fynbos way
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You stay in control of your money, always
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Written Record of Advice for every recommendation
The traditional way
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Fees layered across platform, fund and advisor
Where do you want to start
Pick the path that fits today. You can change your mind on the call.
Common questions
How can Quick Guidance be entirely free? Is there a catch?
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What exactly is a Record of Advice (ROA)?
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Do I have to sign an ongoing management contract for comprehensive planning?
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Can I get comprehensive advice for investment help outside of Fynbos?
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