Save more with Sa's only flat-fee RA
No percentage-based charges eating into your retirement savings. Multiple fund options to choose from.
Have an existing RA? Transfers to Fynbos are coming soon!
Key benefits
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Pay a flat platform fee
You pay for access to the platform each month - not a percentage of your balance. The more you invest, the better the value.
Multiple fund choices
Most platforms limit your options. We offer multiple Reg 28-compliant funds at the same flat fee. Switch anytime.
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Everything in one place
Your RA can sit alongside your other Fynbos products. One debit order, one view.
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Straightforward to use
Simple online setup, transparent fees and helpful support when you need it.
Who's it for?
A Fynbos RA works for anyone saving for retirement. You'll benefit most if you're in a higher tax bracket, or if you already have an RA elsewhere and want better value with flat fees. RAs help you stay disciplined - limited withdrawals keep your money invested long-term.
It’s also a good fit if you prefer managing your emergency savings, TFSA, investing and retirement in one place.
Common questions
Can I access my money before retirement?
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How does the tax deduction work?
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What's the maximum I can contribute?
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How does the R100/month fee compare to other providers?
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Can I have both an RA and a TFSA?
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