With the free Roots plan, there's no subscription fee. Every cent goes directly into your portfolio, giving you everything you need to start investing.
An emergency savings account backed by the Allan Gray Money Market Fund.
A Tax Free Savings Account (TFSA) with your choice of one of five curated funds, for maximum growth over a long period of time.
Personalised target setting and recurring contributions based on your financial situation.
Automations for your contributions based on your targets.
No transaction fees for debit orders or EFTs.
Get a complete savings and investment portfolio in one place for a simple monthly subscription.
Includes everything from the Roots plan plus more.
We don't believe in charging based on your invested amount (often called Assets Under Management or AUM). AUM-based fees appear small initially, but their impact grows with your investment, like a parasite. Worst of all, most AUM-based platform and advisor fees are deducted from your investments instead of being charged up front in a simple transparent manner.
Users on a paid plan pay a fixed monthly subscription fee. These plans are still only available for invited users but we hope to make them generally available soon.
Whenever you buy or sell financial instruments, like the ETFs that back your Fynbos tax-free investments, you pay a brokerage fee that includes statutory charges and fees.
We add no markup to the fees we pay for brokerage, so the fee you pay is the lowest in the market at 0.10%.
The funds available through Fynbos all have their own fees charged by the fund management company. These are not charged directly but rather deducted from the fund itself so you won't see that fee in your Fynbos statement.