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One flat fee, unlimited investing

Protea Subscription
Protea Subscription
Protea Subscription

R 100

/month

Everything Fynbos offers, for you and your family

Everything Fynbos offers, for you and your family

Start investing

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Cancel anytime, no questions asked.

Protea costs less when you start early, or when you pay annually

Protea costs less when you start early, or when you pay annually

Under 18 - free

Under 18 - free

Under 30 - R 50/month

Under 30 - R 50/month

Annually - save 17%

Annually - save 17%

Not ready to subscribe yet?

You'll get an emergency savings account and a tax-free investment account to help you get started - you can upgrade anytime.

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Everything your Protea subscription includes

Instant access to all products

Emergency savings

Tax-free investments

Retirement annuity

Kids accounts

Savings pots

Investment accounts

Organise your money by purpose & invest on autopilot

Organise your money by purpose & invest on autopilot

J

M

S

R

Cover your whole family with unlimited investment accounts for yourself and your kids

Cover your whole family with unlimited investment accounts for yourself and your kids

Get Protea for your family or your team

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FOR FAMILIES

Pay for your family

Manage your whole family’s Protea accounts. Cover your partner’s subscription, add your kids - contribute together.

Learn more

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FOR EMPLOYERS

Sponsor your team

Manage your whole family’s Protea accounts. Cover your partner’s subscription, add your kids - contribute together.

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Why flat fees change everything

A 1% fee looks small - then it quietly compounds against you for decades

Figures are illustrative projections, not a guarantee of returns. Both scenarios assume the same growth of 10% a year (compounded monthly, before inflation) and a fixed R5,000 monthly contribution - only the fee differs. The Fynbos line applies a flat R100/month fee. The comparison applies an annual fee charged on your entire balance (a typical platform + advisor fee), deducted monthly, with no flat fee. "Cost of fees" is the fees charged plus the investment growth those fees would otherwise have earned (compounding drag). No tax, TFSA limits, brokerage costs, or inflation adjustment are applied.

Figures are illustrative projections, not a guarantee of returns. Both scenarios assume the same growth of 10% a year (compounded monthly, before inflation) and a fixed R5,000 monthly contribution - only the fee differs. The Fynbos line applies a flat R100/month fee. The comparison applies an annual fee charged on your entire balance (a typical platform + advisor fee), deducted monthly, with no flat fee. "Cost of fees" is the fees charged plus the investment growth those fees would otherwise have earned (compounding drag). No tax, TFSA limits, brokerage costs, or inflation adjustment are applied.

Figures are illustrative projections, not a guarantee of returns. Both scenarios assume the same growth of 10% a year (compounded monthly, before inflation) and a fixed R5,000 monthly contribution - only the fee differs. The Fynbos line applies a flat R100/month fee. The comparison applies an annual fee charged on your entire balance (a typical platform + advisor fee), deducted monthly, with no flat fee. "Cost of fees" is the fees charged plus the investment growth those fees would otherwise have earned (compounding drag). No tax, TFSA limits, brokerage costs, or inflation adjustment are applied.

Every fee, explained

Your Fynbos subscription

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Brokerage fees

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Fund management fees

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Retirement annuity withdrawal fees

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That's it. No hidden fees. No surprises.

The simple way to grow your money

Start investing

east

The simple way to grow your money

Start investing

east