Fynbos launches with emergency savings and TFSA

Fynbos is officially live. You can now open your first accounts and start
building towards your financial goals.

Emergency Savings

Build your financial safety net with a dedicated Emergency Savings account.
Set a target amount for your emergency fund and track your progress as you
save. The account shows your current balance against your goal, so you always
know how close you are to being fully funded.

Your emergency savings earn competitive interest rates while remaining
instantly accessible when you need the money. We'll send you WhatsApp
notifications when you hit milestones and when interest is credited to your
account.

Tax-Free Savings Account

Invest up to R36,000 per year (with a R500,000 lifetime limit) and pay no
tax on any growth. No capital gains tax on sales, no dividends tax on
distributions—your returns are completely tax-free.

Choose from a curated range of investment funds, including low-cost index
trackers and actively managed funds from South African asset managers. We
automatically track your annual and lifetime contributions to help you stay
within the limits.

Unlike retirement products, you can withdraw from your TFSA at any time if you
need access to your money.