Kids accounts
Last updated: 22 Dec 2025
The Kids account helps you invest for your children's future, taking advantage of their greatest superpower: time in the market. Instead of waiting until they're old enough to invest themselves, you can start now and let compound growth work its magic over decades.
Why kids accounts matter
The earlier you begin investing for your child, the more time compounding has to turn small, regular contributions into meaningful wealth. Even modest amounts contributed today can grow significantly over 10-20 years, providing your child with security and options when they need them most.
This isn't about short-term gains or everyday expenses—it's about giving your child a head start in life. With a strong financial foundation, they won't need to rely on debt or external support when pursuing their dreams and making big life decisions.
You'll have peace of mind knowing there's a growing financial cushion set aside specifically for your child's future, allowing you to focus on being present in their today.
How it works
The Kids Account is designed for long-term goals like education, their first car, starting a business or future opportunities your child may want to pursue.
Built-in TFSA advantage
Each Kids Account includes a Tax-Free Savings Account with a R36,000 annual contribution limit and R500,000 lifetime limit. Every cent earned through interest, dividends or capital gains is 100% tax-free, meaning more money growing faster for your child's future.
Simple management
Manage all your kids' accounts from your own dashboard. Track savings, monitor growth and make contributions easily. You maintain full control until they're ready for financial independence, with a smooth handover when the time comes.
Key considerations
Flexible access - Funds are always accessible without penalties or restrictions, giving you flexibility for opportunities, emergencies or big milestones.
Long-term focus - The real power comes from leaving these investments untouched. Set up a monthly deposit and let compound interest do the rest.
Building good habits - Starting this account sets an example for your child about the importance of long-term thinking and financial planning.
Getting started
Determine how much you can contribute monthly (even small amounts compound significantly)
Open a Kids Account through Fynbos
Set up automatic monthly contributions
Choose low-fee, equity-focused investments for maximum long-term growth
Review & maintenance
Review contributions annually as your financial situation changes. Adjust monthly amounts if possible, but prioritise consistency over large one-time deposits.
The Kids account helps you invest for your children's future, taking advantage of their greatest superpower: time in the market. Instead of waiting until they're old enough to invest themselves, you can start now and let compound growth work its magic over decades.
Why kids accounts matter
The earlier you begin investing for your child, the more time compounding has to turn small, regular contributions into meaningful wealth. Even modest amounts contributed today can grow significantly over 10-20 years, providing your child with security and options when they need them most.
This isn't about short-term gains or everyday expenses—it's about giving your child a head start in life. With a strong financial foundation, they won't need to rely on debt or external support when pursuing their dreams and making big life decisions.
You'll have peace of mind knowing there's a growing financial cushion set aside specifically for your child's future, allowing you to focus on being present in their today.
How it works
The Kids Account is designed for long-term goals like education, their first car, starting a business or future opportunities your child may want to pursue.
Built-in TFSA advantage
Each Kids Account includes a Tax-Free Savings Account with a R36,000 annual contribution limit and R500,000 lifetime limit. Every cent earned through interest, dividends or capital gains is 100% tax-free, meaning more money growing faster for your child's future.
Simple management
Manage all your kids' accounts from your own dashboard. Track savings, monitor growth and make contributions easily. You maintain full control until they're ready for financial independence, with a smooth handover when the time comes.
Key considerations
Flexible access - Funds are always accessible without penalties or restrictions, giving you flexibility for opportunities, emergencies or big milestones.
Long-term focus - The real power comes from leaving these investments untouched. Set up a monthly deposit and let compound interest do the rest.
Building good habits - Starting this account sets an example for your child about the importance of long-term thinking and financial planning.
Getting started
Determine how much you can contribute monthly (even small amounts compound significantly)
Open a Kids Account through Fynbos
Set up automatic monthly contributions
Choose low-fee, equity-focused investments for maximum long-term growth
Review & maintenance
Review contributions annually as your financial situation changes. Adjust monthly amounts if possible, but prioritise consistency over large one-time deposits.
The Kids account helps you invest for your children's future, taking advantage of their greatest superpower: time in the market. Instead of waiting until they're old enough to invest themselves, you can start now and let compound growth work its magic over decades.
Why kids accounts matter
The earlier you begin investing for your child, the more time compounding has to turn small, regular contributions into meaningful wealth. Even modest amounts contributed today can grow significantly over 10-20 years, providing your child with security and options when they need them most.
This isn't about short-term gains or everyday expenses—it's about giving your child a head start in life. With a strong financial foundation, they won't need to rely on debt or external support when pursuing their dreams and making big life decisions.
You'll have peace of mind knowing there's a growing financial cushion set aside specifically for your child's future, allowing you to focus on being present in their today.
How it works
The Kids Account is designed for long-term goals like education, their first car, starting a business or future opportunities your child may want to pursue.
Built-in TFSA advantage
Each Kids Account includes a Tax-Free Savings Account with a R36,000 annual contribution limit and R500,000 lifetime limit. Every cent earned through interest, dividends or capital gains is 100% tax-free, meaning more money growing faster for your child's future.
Simple management
Manage all your kids' accounts from your own dashboard. Track savings, monitor growth and make contributions easily. You maintain full control until they're ready for financial independence, with a smooth handover when the time comes.
Key considerations
Flexible access - Funds are always accessible without penalties or restrictions, giving you flexibility for opportunities, emergencies or big milestones.
Long-term focus - The real power comes from leaving these investments untouched. Set up a monthly deposit and let compound interest do the rest.
Building good habits - Starting this account sets an example for your child about the importance of long-term thinking and financial planning.
Getting started
Determine how much you can contribute monthly (even small amounts compound significantly)
Open a Kids Account through Fynbos
Set up automatic monthly contributions
Choose low-fee, equity-focused investments for maximum long-term growth
Review & maintenance
Review contributions annually as your financial situation changes. Adjust monthly amounts if possible, but prioritise consistency over large one-time deposits.
What is Fynbos?