Investing you'll actually love

No jargon. No advisor fees. No bullsh*t.

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Fynbos helps young South Africans take control of their financial future by making investing simple and accessible.

the fynbosmethod

We've built a proven investment strategy (based on low fees, tax optimisation, and a long term focus) directly into our platform. Simplicity, transparency, automation but still full control and visibility.

Every cent you spend on anything more complex is money wasted.

Making regular contributions to your investments ensures consistent growth and maximizes the power of compounding over time.

Just
Fcking
start

You don't need a complicated plan to start investing. All you need to succeed is low fees, tax optimisation, and lots and lots of time. Stop procrastinating. Stop worrying. Start with an emergency savings and tax free investment account today.

emergencysavings

Life can be unpredictable. When you need some money urgently the last thing you should do is sell your long term investments or take on debt. Having an emergency savings fund is a critical buffer that gives you peace of mind.

Fynbos helps you assess your financial situation and set clear savings targets

Use the handy calculator to work out your optimal emergency savings target.

Automate regular contributions to a low-risk, accessible savings account

Set up automatic transfers through the Fynbos platform. All emergency savings funds are invested directly with Allan Gray.

Track your progress and stay on target

You can easily track your progress and adjust any amounts if your financial situation changes.

Receive reminders to ensure consistent contributions

You will be notified on WhatsApp for any important information.

Tax-freeinvesting

A Tax Free Savings Account (TFSA) is a special account where you can invest without paying tax on your earnings. Everybody under 35 must invest in a TFSA for the long term. That's it.

Tax-free investing is for the long run

A TFSA is for investing for the long term because it allows your investments to grow tax-free over time, maximizing compounding gains and long-term wealth.

Invest with the best

Fynbos provides access to the top tier funds with no platform fees and the lowest brokerage fees in the industry ensuring you get the best returns and don't waste your money on fees.

Guard rails to keep you on track

Fynbos monitors your TFSA contributions to ensure you're getting the maximum value without any risk of exceeding your annual and lifetime limits.

Built on strongfoundations

Fynbos makes it easy for young South Africans to build, track and manage their financial plan.

Proven strategies for long-term growth

Our platform uses a tried-and-trusted methodology of low fee, tax-free investing paired with a high yield emergency savings account.

Trusted partnerships and expert guidance

We make it simple to start investing without needing to understand all the jargon or build a complicated personal finance plan or budget.

Commitment to quality, simplicity, and transparency

Our easy-to-use platform makes getting started stupidly simple, and our fees are all 100% transparent. You really might start to love investing.

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pricing

No adviser fees. No hidden platform fees. The same monthly subscription no matter how much you invest.

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